If you've been denied when applying for any of the following:
• A Home / Rental • Credit Cards • A Vehicle
It's because 95% of the time it's due to a low credit/fico score and imperfect credit. Don't let a bad score stop you from achieving your goals. We can help re-establish your credit score by working with the three Major Credit Bureaus: • TransUnion • Experian • Equifax
There are many factors that affect your credit score, but the primary are:
Late Payments
Collections
Too many Credit Inquiries
Fraudulent Accounts
Your Credit score is vital and determines your qualification and what Interest Rate(s) and/or Program(s) a Bank or Lender offers you. As mentioned above, your credit score is also used to determine if you're able to finance and get a car loan.
Basically:
The Better Your Fico Score = A Lower Rate = A Lower Monthly Payment
For a visual, the chart below gives you an idea of where the number's stand:
Chart showing the range of Fico Scores
With Identity Theft and Fraud on the rise, it's also a good idea to check your credit report and look for any fraudulent accounts. The on going issues with mail theft is also a big concern for many, and you'll be surprised that people aren't aware that they have accounts opened under their name without their knowledge.
This is where we can help you re establish your credit and get control back with our in-house credit repair service. We can run your Credit Report for $30.00 (per person) and you receive a copy for your records --Or— if you have a recent copy of your report, feel free to bring it with you when you visit our office
Download the authorization form and visit our office for a free evaluation
For your convenience, we're providing the Credit Report Request Form that we'll need signed in order to check and run your credit report